Financial Highlights

Financial Summary (2010)

 Balance Sheet
Statutory basis
We Have 2010           2009          

     Cash and Investments $877,535,000 $712,567,000
     Accounts Receivable 167,077,000 153,211,000
     Property and Equipment 33,387,000 36,092,000
     Prepaids and Other Assets 60,983,000 50,003,000
Total Assets: $1,138,982,000 $951,873,000

We Owe 2010           2009          

     Claims Payable $221,919,000 $199,120,000
     Unearned Premiums 12,306,000 13,487,000
     Accounts Payable and Other Liabilities 332,710,000 256,762,000
Total Liabilities: $566,935,000 $469,369,000

We Have Set Aside 2010           2009          

     Unallocated Reserves* 572,047,000 482,504,000
Total Liabilities and
Unallocated Reserves:
$1,138,982,000 $951,873,000

Summary of Operations
2010           2009          

     Premium Income $1,197,934,000 $1,134,379,000
     Investment Income 14,815,000 18,852,000
     Other Income (Expense) (3,465,000) (1,050,000)
Total Income: $1,209,284,000 $1,152,181,000

     Claims Incurred $970,819,000 $948,689,000
     Increase (Decrease) in Policy Reserves 5,858,000 0
     Operating Expenses 151,067,000 167,413,000
Total Expenses: $1,127,744,000 $1,116,102,000

     Net Income Before Tax $81,540,000 $36,079,000
     Federal Income Tax 18,197,000 12,028,000
Net Income After Tax: $63,343,000 $24,051,000

* Unallocated Reserves includes Arkansas Blue Cross' share of the equity of its affiliates and represents $1,344.97 per insured member.